Georgia Total Loss

Get our free estimate before accepting the insurance company’s offer.

As featured on this WSBTV News report, our Appraiser Antoine Rached helps total loss accident victims collect the maximum total loss amount.

There are two basic types of Total Loss:

  • Economic Total Loss: Simply put, the insurance company would declare a vehicle totaled if the cost of repairing the vehicle + rental cost + diminished value + salvage value is greater than the replacement cost.
  • Actual Total Loss: This occurs when the insured property is completely and utterly destroyed.

In either case, The insurance company has the affirmative duty to pay you the cost to replace your vehicle plus tax and any fees associated with a retail purchase.

The insurance company will usually provide you with a Market Valuation report. Please forward that to us so we can analyze it and advise you if the amount they are offering is fair. (email report to : info@dvga.net , fax to 678-666-2575 or use the file upload boxes below)

We are usually 10 to 20% higher than CCC or Mitchell, so if your insurance company is using either one of those companies for their valuations, we can help!

Example:

Your vehicle was severely damaged and the insurance company says it’s a total loss:

  1. Get their Vehicle Valuation Report. They MUST give you one.
  2. If the report given to you is issued by CCC or Mitchell, you might be getting short changed.
  3. Forward us this report for a free analysis
  4. A- We find the report to be accurate, you are good to go.
    B- We find the report to be undervalued, you probably need an appraisal.
  5. If the discrepancy is large enough, we will perform an appraisal, the cost is $400 if an inspection is needed, if not, the cost is $225.
    You only need an inspection if you are disputing the “vehicle condition” portion of the report given to you.
  6. On a first party claim, we will settle the claim on your behalf, on a third party claim you have to negotiate directly with the at fault party.

Please call us at 678-404-0455 if you have any questions or you wish to receive a free estimate.