Find Out What the Insurance Company Owes You.

Car value comparison showing ,950 before accident vs ,950 after repairs — illustrating diminished value loss in Georgia | Diminished Value of Georgia, Car Appraisals for Insurance Claims

Georgia law entitles you to cash compensation for your vehicle’s lost resale value — even after perfect repairs. At fault or not, your insurance company owes you. Find out exactly how much in minutes, for free.

Wondering how much your vehicle lost in value after a wreck?

Don’t cash that insurance check until you get a FREE QUOTE from us. Call (678) 404-0455 or fill out the questionnaire below.

Don't Cash That Check Yet.

The Insurance Company's Offer Is Probably Too Low.

Most insurance carriers calculate diminished value using the 17c formula — a method so flawed that Georgia's own Insurance Commissioner has warned against it. The result? Settlements of $200–$300 when drivers are owed $2,000–$3,000 or more.

Before you accept anything, get a free quote from us. We'll tell you what your vehicle actually lost — and whether it's worth fighting for. Most responses come back the same business day.

Fill out the form above or call us now:

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Why It Matters Who You Hire.

Your Appraiser's Reputation Directly Affects Your Settlement.

Insurance companies know every appraiser in Georgia. They know which reports to take seriously and which ones to ignore. Hiring an inflated or unqualified appraiser doesn't get you more money — it gets your claim dismissed. Hire credentials, not promises.

Georgia's Most Trusted Auto Appraisal Company Since 2007.

Diminished Value of Georgia is a BBB-accredited, licensed auto appraisal company that has handled thousands of claims across every corner of the state. We specialize in one thing: getting accident victims the maximum cash compensation their vehicle loss entitles them to under Georgia law.

We offer flat-rate appraisals for all vehicle types — standard autos, trucks, motorcycles, classics, and recreational vehicles. Our USPAP-compliant reports are accepted by every major insurance carrier and hold up in court.

In 1999, the landmark Mabry v. State Farm decision established that Georgia insurers must pay for your vehicle's lost trade-in value. Most people are still leaving that money on the table. We make sure you don't.

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Is a Diminished Value Appraisal Worth It?

A free estimate tells you whether your loss is large enough to pursue. If the insurance offer and our estimate are close, accept the check. If there's a significant gap — and there usually is — a professional appraisal report is the single most effective tool you have to close it.

Our flat-rate desk appraisal starts at $275. Most clients recover several times that in additional settlement money. It's the highest ROI decision you can make after an accident.

Here's what typically qualifies for an appraisal:

  • Vehicle is 10 years old or newer
  • Repair cost exceeded $500
  • Vehicle has not been previously totaled or rebuilt
  • Repairs were completed by an approved body shop

Not sure if it's worth it? Start with the free estimate — it costs nothing and most come back the same business day. If the numbers make sense, we'll tell you. If they don't, we'll tell you that too.

Driving a Car Less Than 10 Years Old? You Likely Have a Claim.

If your vehicle is 10 years old or newer, was damaged in an accident, and repaired by an approved body shop — you very likely have a diminished value claim worth pursuing in Georgia.

Here's what typically disqualifies a claim:

  • Vehicle is worth less than $7,000 at the time of the accident
  • Repair cost was under $500
  • Vehicle has been in multiple prior accidents
  • Vehicle was declared a total loss
  • Vehicle is rebuilt, salvage-titled, or has excessive mileage

One thing that does not disqualify you in Georgia: being at fault. Unlike most states, Georgia law allows you to file a diminished value claim against your own insurance company under your collision or comprehensive coverage — regardless of who caused the accident.

Not sure if you qualify? Fill out the free estimate form above and we'll review your claim at no charge — same business day.

We're the Appraisers Insurance Companies Fear.

Any appraiser can hand you an inflated number. What actually gets you paid is a report the insurance company can't dismiss — and that comes down to who wrote it.

Diminished Value of Georgia has been Atlanta's #1 rated car appraisal company for multiple years running. We hold an A+ rating with the Better Business Bureau with zero complaints. Our senior appraiser is licensed in 6 states, I-CAR certified, and holds a patent-pending valuation methodology that produces court-quality, USPAP-compliant reports — the kind every major carrier is required to take seriously.

A bigger estimate from a less credible appraiser won't get you a bigger check. It'll get your claim delayed or denied. Hire based on credentials and a proven track record — then settle for more.

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Resources & Articles

Explore our collection of resources and articles on diminished value and stay informed.