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Unfair or Deceptive Acts or Practices

Consumer Protection Law:

Credit     The right granted by a creditor to pay in the future to buy or borrow in the present; a sum of money due a person or business.

Creditor     A person or business from whom a consumer borrows or to whom a consumer owes money.

Disclosures     Information that must be given to consumers about their financial dealings.

Lessee     The party to whom property is leased. In a consumer lease, the lessee is the consumer. The lessee is required to make payments and to meet other obligations specified in the lease agreement.

Lessor     The person or organization who regularly leases, offers to lease, or arranges for the lease of property.