Tags
The average new car sold for $49,855 in July, the highest of 2026, while incentives fell for a second straight month. The coverage focused on shoppers. It ignored the Georgia driver whose repaired car just lost value in the same market where replacing it costs more than ever.
Since November 2025, the Georgia Insurance Commissioner has announced auto rate reductions from eight carrier groups, with disclosed savings above $105 million. Personal auto finished 2025 with a 94.4 combined ratio and claim volume fell 16.1%. Here is what both numbers mean for a diminished value claim in Georgia.
Georgia drivers are paying 85 cents more per gallon than a year ago, and the used vehicle market has stopped moving as one block. EVs are up 10.5% while pickups and SUVs lag. Here is why your vehicle’s segment now decides the size of your diminished value claim.
