Home Raphael Schossler

Appraiser Blog

Auto Market Update April 2025: Wholesale Prices Up 0.17%

The 2025 auto market remains a battleground of volatility: wholesale prices inched upward this week (+0.17%) despite tariff tensions, while retail demand struggles to keep pace with tightening inventory. Below, we dissect Georgia-specific implications for diminished value claims amid shifting valuations and policy risks. Week Over Week Wholesale Price Changes

Read More

Georgia’s Diminished Value Laws 2025: 4 Expected Changes

Georgia’s 2025 tort reform—touted as a way to curb “frivolous lawsuits”—quietly rewrites the rules for diminished value (DV) claims, putting thousands of dollars at risk for accident victims. While insurers celebrate reduced liability, drivers face a harder battle to recover fair compensation for their car’s lost resale value. Here’s what

Read More

2025 Auto Market Update: Prices Up, Trucks Outperform Cars

The 2025 auto market is a study in contrasts: March new-vehicle sales surged to record highs even as tariffs threaten disruption, while used car prices continue their uneven climb. Below, we break down wholesale trends, inventory shifts, and policy risks reshaping the industry . Week Over Week Wholesale Price Changes

Read More

California’s EV Surge: 48% More Chargers Than Gas

California’s electric vehicle (EV) transition hit a historic milestone in 2025: 178,549 EV chargers now outnumber gasoline nozzles by 48%, cementing the state’s dominance in clean transportation despite federal pushback and market challenges. This article unpacks how California is reshaping auto infrastructure, policy, and consumer behavior—and why its success could

Read More

2025 Auto Market Update: Luxury EV Values Crash Amid Tariffs

The 2025 auto market faces turbulence: used car prices plummet 12% YoY, luxury EVs depreciate 42% faster than gas models, and U.S. tariffs spark global supply chain chaos. This week’s data reveals shifting consumer preferences, inventory pressures, and geopolitical risks reshaping valuations and retail trends. Week Over Week Wholesale Price Changes Category

Read More

Diminished Value Quote vs. Claim Settlement: How To Choose

Why Your Repaired Car Is Worth Less—and How to Recover Its Lost Value After an accident, your car’s value drops—even if repairs look perfect. At Diminished Value of Georgia, we offer two services to reclaim that loss: Here’s how to choose. Diminished Value Quote What You Get Best For Example:After

Read More

Auto Loan Defaults Hit 30-Year High: What You Must Know

The Delinquency Disaster: By the Numbers A perfect storm of inflation, predatory lending, and skyrocketing costs has pushed auto loan delinquencies to historic levels: Why Americans Are Drowning in Car Debt Soaring Costs Dealer Traps Interest Rate Burden State-by-State Breakdown: Where Delinquencies Are Worst State 90+ Day Delinquency Rate Key

Read More

AUTO MARKET UPDATE 2025: March is Hybrids’ Gas-Price Surge

Wholesale Price Trends Market depreciation slows further, but EV volatility persists: Category This Week Last Week 2020–2023 Average Car Segments -0.18% -0.25% -0.30% Truck & SUV Segments -0.12% -0.16% -0.33% Whole Market -0.15% -0.19% -0.31% Key Drivers: Inventory & Retail Trends New Vehicles: Used Vehicles: 3 Trending News of the

Read More

The Auto Market Share by Brand in 2024

Global Auto Market Share Leaders in 2024 The 2024 automotive landscape saw fierce competition as brands raced to adapt to EV mandates, supply chain shifts, and changing consumer preferences. Here are the top 10 brands by global market share: Rank Brand Market Share Key Driver 1 Toyota 10.8% Hybrid dominance,

Read More

How Auction CR(Condition Reports) Impact DV(Diminished Value)

Introduction In the automotive appraisal and resale industry, Condition Reports (CR) play a crucial role in determining a vehicle’s market value. While CR is widely used in auction settings, its impact on Diminished Value (DV) calculations is often overlooked. Understanding how CR ratings correlate with market pricing is essential for

Read More

USPAP-Compliant x Non-Compliant Appraisals: What’s The Risk?

What Is USPAP and Why Does It Matter? The Uniform Standards of Professional Appraisal Practice (USPAP) is the federally recognized benchmark for property valuations in the U.S. Governed by the Appraisal Foundation, USPAP ensures appraisals are: Non-compliant appraisals—often using shortcuts like generic formulas or unverified data—risk claim denials, lawsuits, and

Read More

AUTO MARKET UPDATE 2025: Why Dealers Are Holding Back?

Wholesale Price Trends Market depreciation slowed, aligning with seasonal norms, but challenges linger for older models: Category This Week Last Week 2017–2019 Average Car Segments -0.25% -0.43% -0.29% Truck & SUV Segments -0.16% -0.29% -0.34% Whole Market -0.19% -0.33% -0.32% Car Trends Newer models stabilize, but older vehicles face steep

Read More

Mabry v. State Farm: A Case That Changed Georgia’s DV Claims

The Untold Story of Mabry v. State Farm — And Why It Still Haunts Insurers in 2025 Prologue – The Crash That Changed Everything Atlanta, 1998 John Mabry, a 34-year-old accountant and father of two, never imagined a fender-bender would thrust him into a legal war against a corporate titan.

Read More

AUTO MARKET UPDATE 2025: EV Price Wars & Ai Undervalue

Wholesale Price Trends This Week Last Week of January 2017–2019 Average in Same Week Car Segments -0.44% -0.36% -0.35% Truck & SUVs Segments -0.39% -0.32% -0.36% Whole Market -0.41% -0.34% -0.36% Inventory & Retail Trends New Vehicles: Used Vehicles: 3 Trending News of the Week Legislative & Insurance Updates Georgia-Specific

Read More

GM Cancels Next-Gen Camaro & Its Impact on Resale Value

GM’s Decision to Cancel the Next-Gen Camaro General Motors officially halted development of the seventh-generation Chevrolet Camaro in early 2025, despite earlier rumors of a revival. The sixth-generation model, discontinued in 2024 after declining sales and shifting market priorities, leaves a void in the muscle car segment. GM Authority reported

Read More

AUTO MARKET UPDATE 2025: The Trump’s Tariffs Dilema

Wholesale Price Trends This Week Last Week 2017–2019 Average in Same Week Car Segments -0.30% -0.39% -0.35% Truck & SUVs Segments -0.38% -0.32% -0.36% Whole Market -0.36% -0.34% -0.36% The U.S. wholesale market remains stable but faces pressure from tariffs and shifting demand. Here’s the latest breakdown: Inventory & Retail

Read More

Why Tesla Batteries Can Crush Georgia EV Resale Value

Georgia’s EV Boom Meets Tesla’s Battery Revolution Georgia has emerged as a national leader in EV adoption, fueled by Hyundai’s $7.6 billion Metaplant near Savannah and Tesla’s dominance in the luxury EV market 16. However, Tesla’s shift to advanced lithium-iron phosphate (LFP) batteries in 2025—praised for longevity and fire resistance—has unintended

Read More

Autonomous Vehicles Future: Car Value Implications

1. The Reality Check: Autonomous Vehicles Shift Gears The autonomous vehicle (AV) industry is pivoting from grand visions of driverless utopias to practical, incremental advancements. Companies like Ford and GM are scaling back robotaxi ambitions, focusing instead on enhancing advanced driver-assistance systems (ADAS) and securing regulatory approvals for limited autonomy.

Read More

NEW Kemp’s 2025 Tort Reform: Car Value at Risk

Georgia Tort Reform & Diminished Value: How 2025 Changes Could Cost You Thousands If you’ve been in a car accident, you know repairs don’t magically restore your car’s value. That loss—called diminished value—is money you’re owed. But Georgia’s 2025 tort reform proposals could slash your payout, letting insurers off the

Read More

AUTO MARKET UPDATE 2025: January is Already Over!

Auto Market Update – January 28, 2025 Crash or Cash? The 2025 auto market is full of twists—wholesale prices stabilize, minivans plummet, and Georgia’s EV inventory surges. But here’s what really matters: If you’ve had a recent accident, your car’s value is bleeding money—even if it’s repaired. In this week’s Auto Market Update, we dissecto the latest

Read More

Atlanta’s #1 Car Appraisers

The Free Estimate Game:

Would you rather collect 80% of an accurate appraisal or 20% of an inflated one?

Many clients believe that if another appraiser gives them a higher initial estimate, the settlement amount will be equally high. WRONG!

Insurance companies know who the legitimate appraisers are, so don't get caught up in the estimate game. Hire an appraiser based on their credentials and reputation.

Seven things to look for when choosing an appraisal company