Ethics for Insurance Professionals This post covers the basic concept of ethics with a detailed definition and what it entails. OBJECTIVES • Define ethics and emphasize on the various principles involved. • Discuss the ways in which we can incorporate ethical values in our personal and professional lives. • Briefly define
Appraisers are required to conduct business according to the highest ethical levels and without conflict of interest. Below are types of conflict of interest appraisers should avoid: Self Dealing Accepting benefits or Bribery Influence peddling Using confidential information Moonlighting Collusion with other appraisers
2009 Nissan Altima S 4D Sedan VIN: 1N4AL21E9 UVC: 2009640220 VIN + UVC: 1N4AL21E9220 MSRP: $21,540 Finance Advance: $12,350 Model Number: 05719 Price Includes: AT AC EW Adj. State: National Mileage: 43,463 Mileage Cat: B Residual Months Value 12 $8,750 24 $7,625 30 $7,150 36 $6,700 42 $6,200 48 $5,725
Happy Thanksgiving from Diminished Value of Georgia. We would like to take this opportunity to tell you how much we appreciate your business. We realize that you have many other choices when it comes to Auto Appraisals, and we truly thank you for your loyalty to Diminished Value of
2007 Lexus GX 470 4D Utility 4WD – Diminished Value – Moderate Damage VIN: JTJBT20X17 UVC: 2007500018 VIN + UVC: JTJBT20X7018 MSRP: $46,635 Finance Advance: $21,775 Model Number: 9700 Price Includes: AT AC LTH SR 4WD 8CY Adj. State: National Mileage: Mileage Cat: E Residual Months Value 12 $17,775 24
2010 Mercedes-Benz C Class C300 4D Luxury Sedan – Diminished Value – Minor Damage VIN: WDDGF5EBA UVC: 2010560180 VIN + UVC: WDDGF5EBA180 MSRP: $33,810 Finance Advance: $22,750 Model Number: C300 Price Includes: AT AC CD LTH SR Adj. State: National Mileage: 37,384 Mileage Cat: D Residual Months Value 12 $17,750
2012 BMW X5 XDrive35i 4D SAV – Diminished Value – Moderate Damage VIN: 5UXZV4C56C UVC: 2012100057 VIN + UVC: 5UXZV4C5C057 MSRP: $47,500 Finance Advance: $44,675 Model Number: 12XF Price Includes: AT AWD AC LTH SR Adj. State: National Mileage: 22,891 Mileage Cat: E Residual Months Value 12 $38,700 24 $33,800
This is a list of the most searched for vehicle on the wholesale market according to Adesa Auctions. Search Interest Results November
2011 BMW 7-Series 740i 4D Sedan – Diminished Value – Moderate Damage VIN: WBAKA4C51B UVC: 2011100046 VIN + UVC: WBAKA4C5B046 MSRP: $70,650 Finance Advance: $50,075 Model Number: 1171 Price Includes: AT AC LTH SR Adj. State: National Mileage: 7,750 Mileage Cat: E Residual Months Value 12 $39,450 24 $34,225 30
2012 Acura TSX Base 4D Sedan w/Tech Pkg VIN: JH4CU2F60CC UVC: 2012020066 VIN + UVC: JH4CU2F6C066 MSRP: $32,910 Finance Advance: $26,100 Model Number: CU2F6CKW Price Includes: AT AC LTH SR Adj. State: National Mileage: 10,300 Mileage Cat: C Residual Months Value 12 $21,200 24 $18,450 30 $17,325 36 $16,225 42
Would you rather collect 80% of an accurate appraisal or 20% of an inflated one?
Many clients believe that if another appraiser gives them a higher initial estimate, the settlement amount will be equally high. WRONG!
Insurance companies know who the legitimate appraisers are, so don't get caught up in the estimate game. Hire an appraiser based on their credentials and reputation.
Seven things to look for when choosing an appraisal company
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